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Current Deposit Account

Current Deposit Account

 Current bank account  helps the businessmen to conduct their business transactions smoothly.  In current account, amount can be deposited and withdrawn at any time. It is also suitable for making payments to creditors by using cheques.  Cheques received from customers can be deposited in this account for collection. Generally, bank does not pay any interest on current account.




         a. Current Account -- Individual

Initial Deposit with cheque book

Rs.1000

Minimum balance required

Rs.1000

Penality for insufficient  minimum balance

Rs.   20/-

Cheque leaves upto 20 nos

Free

Cheque leaves above 20

Rs.3 + tax

Interest given

Nil

 

             b. Current Account -- Society

Initial Deposit with cheque book

Rs.1000

Minimum balance required

Rs.1000

Penality for insufficient  minimum balance

Rs.20

Cheque leaves upto 100 nos

Free

Cheque leaves above 100

Rs.3 + tax

Interest given

Nil

         

            c. Current Account -- Institution

Initial Deposit with cheque book

Rs.1000

Minimum balance required

Rs.1000

Penality for insufficient  minimum balance

Rs.20

Cheque leaves upto 100 nos

Free

Cheque leaves above 100

Rs.3 + tax

Interest given

Nil

             

 

 

      d. Current Account – Local bodies

Initial Deposit with cheque book

Rs.1000

Minimum balance required

Nil

Cheque book charges

Nil

Interest given

Nil

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