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Contractors CC

Contractor’s CC

Type of loan

Business CC

Method of payment

Monthly

Purpose

Contract work

Eligibility criteria

Individual

Limits of Loan

Upto  40 lakhs

Rate of interest

13.50%

Penal interest

2%

Charges

Service charges, legal fees, Valuation fees

Security

Property security and estimate of contract work

Period of Loan

1 year, period extent for 2 years

 Documents required for availing loan

1. Title deed (original)

2. Prior deed (Original within 13 years)

3. Valuation of property (Land & Building)

4. Encumbrance certificate (13 years)

5. Tax receipts (Land & Building - recent year)

6. Location certificate

7. Location sketch

8.  Possession certificate

9.  Thandaperukanaku

10. Undervaluation certificate (01.04.86 to 31.03.12)

11. Corelation certificate (If survey no./Extent difference)

12. Estimate of contract work (Work order)

13. Contractors Licence

14. Power of attorney

15. Consent deed

16. Any other documents required by the bank from time to time

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